There are a few banks that are given protection from such high credit risk. First, they recommend that only the virtual keyboard that is given by the website of the bank to use. This prevents hackers from knowing your account information. The banks also give you a set of instructions, rules and regulations, together with the card agreement. Make sure you follow them to avoid risks.
Losing a credit card can also be potentially dangerous. If your card is missing, immediately notify the bank. The bank will take the necessary steps. The track will block your card if the card and issue a new card to you. The last step is a better way because any purchases can be made with the card.
If the instructions are not followed and your bank account is not compromised, the bank will not help you in any way. This will also be mentioned in the agreement you sign at the time of receipt of the card.
So one should be very careful when using the card and also her responsibility. It should not be given to the family as well.