Bank charges are fast becoming a thorn in the side of banking consumers across the country, but they often can be avoided.

There are a number of ways to spend less on bank charges and this guide will go through three of the best ways that consumers should be aware of in order to save money.

The first point to note is that the struggle to save on bank charges starts from the first time that consumers are looking to save money on financial products in general.

The lowest rates on personal loans are important like the longest introductory rates on credit card promotions or the best reward programs for debit and credit card spending.

However, the fees you might pay are just as important in the long term.

These fees will not be advertised by the financial services in their marketing materials, but instead consumers can follow them with extra attention paid to general conditions and checking the sites to help consumers.

With the help of a good and reliable website to compare credit card can help users find these fees in advance.

In the case of credit cards balance transfer fees they may be a percentage of the amount or just typical rate offered to consumers alike.

A long interest free period can also help consumers spend less as it can make it easier to pay off the balance in full and thus avoid high interest rates and associated fees.

This also applies if the consumer to compare personal loans as charges in this case.

For example, some accounts a fee for the payment of the balance of the debt early.

Finally, it is important if the consumer to compare the current accounts.

In this case the most important benefits to look out for are those related to getting into an overdraft on the account. These are often high in terms of annual interest charged on the product and in terms of daily fees that can quickly reach hundreds of dollars.

In the latter case it is important to read through all terms and conditions of the bank to check how much money you will be charged for certain problems.

For example, some products charge more for getting a bank statement in the mail, while others are free as part of the bill.